Unicorn Payments

My role

Founder

Brand

Software, systems and IT consulting

Spain · Unicorn Payments S.L.

Holding and own-account business consulting and advisory, without intermediation

United States · Unicorn Payments LLC

Software development and engineering, IT consulting and technology infrastructure

UAE · Unicorn Payments FZE

Software trading and design and IT consulting under its current licence

Stage

Current

Evidence

unicornpay.app

What it does

Under the Unicorn Payments brand, technology services are presented: systems design and software architecture, backend systems and APIs, and IT consulting. The contracting and invoicing entity must be identified in each contract; its scope is the one stated in its registry or licence. None of the entities presents itself as an intermediary for moving third-party money.

Why the name contains "Payments"

Worth saying before anyone has to ask: "Payments" is part of a trade name, not of an authorisation. A brand does not confer a licence. Unicorn Payments presents itself publicly as a software, systems and IT consulting brand; that brand positioning does not replace each entity's registered or licensed activity.

Accordingly, and unless its documentation and applicable licence say otherwise in a specific jurisdiction, it does not present itself as a payment institution, a bank, a custodian or an investment manager, nor as a virtual asset service provider. Where a product I am involved in incorporates a regulated function, that function belongs to an external provider holding its own licence, and is subject to user eligibility, jurisdiction and that provider's terms.

Why three entities

The Spanish, US and Emirati companies are distinct entities, each with its own registered office, accounting and tax obligations and documentary scope. This page does not assume that all three have the same clients, staff, contracts or activity. Each relationship should identify which entity contracts, which entity invoices and which law applies.

I write about why this matters in practice in Building a company across jurisdictions and in Five providers touch a single transaction.

Separation from this website

alexsicart.com is my personal website. It does not provide financial, payment, banking, investment, custody or virtual asset services, does not accept funds and does not solicit investment. Trade names do not imply that an entity is authorised for any activity other than the one described in its documentation and applicable licence. The full detail is in Companies and in the legal notice.