https://www.alexsicart.com/en/blog/ Notes from the inside on financial infrastructure, international payments, compliance and operating across jurisdictions. By Alex Sicart Ramos, co-founder and CEO of Bennu. en-US © 2026 Alex Sicart Ramos hello@alexsicart.com (Alex Sicart Ramos) hello@alexsicart.com (Alex Sicart Ramos) Mon, 07 Sep 2026 21:30:37 GMT Handwritten static HTML https://www.alexsicart.com/images/og.jpg https://www.alexsicart.com/en/blog/ https://www.alexsicart.com/en/blog/before-changing-how-a-client-pays.html https://www.alexsicart.com/en/blog/before-changing-how-a-client-pays.html Mon, 07 Sep 2026 21:30:37 GMT Alex Sicart Ramos Product and receivables Beneficiary, destination, currency, reference and cost: reducing the work of the person receiving the invoice. https://www.alexsicart.com/en/blog/environment-shapes-work-dubai.html https://www.alexsicart.com/en/blog/environment-shapes-work-dubai.html Wed, 26 Aug 2026 15:00:00 GMT Alex Sicart Ramos Building and product A personal reflection on how Barcelona, Latin America and Dubai have changed the way I create, learn and work. https://www.alexsicart.com/en/blog/cross-border-operation-timeout-record.html https://www.alexsicart.com/en/blog/cross-border-operation-timeout-record.html Wed, 26 Aug 2026 14:00:00 GMT Alex Sicart Ramos Operations and infrastructure What to record when a cross-border operation stops responding: timeline, confirmed state, owner and next step. https://www.alexsicart.com/en/blog/reconciliation-incomplete-transfers.html https://www.alexsicart.com/en/blog/reconciliation-incomplete-transfers.html Wed, 26 Aug 2026 13:25:00 GMT Alex Sicart Ramos Payments infrastructure What to do when the provider, internal ledger and bank statement do not tell the same story. https://www.alexsicart.com/en/blog/how-to-document-a-technology-group-spain-us-uae.html https://www.alexsicart.com/en/blog/how-to-document-a-technology-group-spain-us-uae.html Sun, 23 Aug 2026 09:00:00 GMT Alex Sicart Ramos Governance and KYC/KYB Person, entities, product, providers and evidence: the map that prevents confusion during a bank review. https://www.alexsicart.com/en/blog/cinco-proveedores-una-operacion.html https://www.alexsicart.com/en/blog/cinco-proveedores-una-operacion.html Fri, 24 Jul 2026 09:00:00 GMT Alex Sicart Ramos Product and infrastructure In financial infrastructure you almost never control the entire chain. A map of the five layers a transaction passes through, and three design rules for not breaking the user's trust. https://www.alexsicart.com/en/blog/recuperacion-transferencias-internacionales.html https://www.alexsicart.com/en/blog/recuperacion-transferencias-internacionales.html Fri, 17 Jul 2026 09:00:00 GMT Alex Sicart Ramos Payments infrastructure The whole sector sells speed, but the quality of a payments product is defined by its worst transaction. A protocol for the first 24 hours of a failed transfer. https://www.alexsicart.com/en/blog/open-banking-interoperabilidad.html https://www.alexsicart.com/en/blog/open-banking-interoperabilidad.html Fri, 03 Jul 2026 09:00:00 GMT Alex Sicart Ramos Open banking What sharing bank data through APIs really means, who benefits, and why adoption moves slower than the technology. https://www.alexsicart.com/en/blog/futuro-pagos-digitales.html https://www.alexsicart.com/en/blog/futuro-pagos-digitales.html Fri, 26 Jun 2026 09:00:00 GMT Alex Sicart Ramos Digital payments From cards to instant rails: why security and regulation — not new features — are the real bottleneck. https://www.alexsicart.com/en/blog/multiples-jurisdicciones-barcelona-dubai.html https://www.alexsicart.com/en/blog/multiples-jurisdicciones-barcelona-dubai.html Fri, 19 Jun 2026 09:00:00 GMT Alex Sicart Ramos International expansion What really changes when you operate in more than one jurisdiction—entities, corporate banking, compliance—and the corporate governance discipline it demands. https://www.alexsicart.com/en/blog/kyc-aml-fintech.html https://www.alexsicart.com/en/blog/kyc-aml-fintech.html Fri, 12 Jun 2026 09:00:00 GMT Alex Sicart Ramos Compliance What these controls actually require, the most common early-stage mistakes, and why they are a trust advantage, not just a formality. https://www.alexsicart.com/en/blog/cumplimiento-fintech-transfronteriza.html https://www.alexsicart.com/en/blog/cumplimiento-fintech-transfronteriza.html Fri, 05 Jun 2026 09:00:00 GMT Alex Sicart Ramos Compliance Why compliance is not an obstacle to building international financial products, but the infrastructure that makes them possible.